This is a factual overview of Hearthstone Wildwood, a 130-bed assisted living in Oxford licensed by Florida AHCA (#13844) — what the record confirms, what it costs in the area, and how to evaluate it.
| Provider | Hearthstone Wildwood |
|---|---|
| Type | Assisted Living (AHCA-licensed) |
| City | Oxford, FL 34484 |
| Address | 10422 Regatta Blvd |
| Licensed beds | 130 |
| AHCA license # | 13844 |
| License status | PROVISIONAL |
| County | Sumter County |
How Florida regulates assisted livings
In Florida, assisted living is licensed by AHCA under Chapter 429, F.S. Communities hold a Standard license, or an Extended Congregate Care (ECC) or Limited Nursing Services (LNS) license that lets residents stay as needs increase, plus a Limited Mental Health (LMH) designation where relevant. Always verify the exact license type — it determines how long your parent can remain as care needs grow.
Oxford location & hospital context
The Villages is one of the largest age-restricted retirement communities in the United States — a self-contained, golf-cart-friendly metropolis of more than 140,000 residents spanning Sumter, Lake, and Marion counties, where the overwhelming majority of residents are over 55. It sits roughly an hour northwest of downtown Orlando.
Nearby hospitals: UF Health The Villages Hospital, AdventHealth Waterman (Tavares, nearby), UF Health Leesburg Hospital (nearby). Proximity matters for hospital discharges, emergencies, and specialist visits, so families weighing Hearthstone Wildwood often factor drive time to these. Nearby areas: Spanish Springs, Lake Sumter Landing, Brownwood, Lady Lake, Wildwood.
What assisted living costs near Hearthstone Wildwood
Assisted Living in the Oxford area typically runs $3,400–$5,400/month (2026). Pricing at any specific community depends on care level, room type, and size. Florida's SMMC Long-Term Care Medicaid waiver and VA Aid & Attendance can offset much of the care cost for those who qualify — ask us what applies.
How to evaluate Hearthstone Wildwood
The brochure won't tell you what actually predicts a good experience touring a community like this one. Ask about the overnight staff-to-resident ratio, since daytime numbers hide the real picture, along with the past year's staff turnover and how long the administrator and head nurse have held their roles. Find out what care needs would trigger a move-out, how often the care plan gets updated, and who's responsible for administering medications and tracking errors. During your visit, walk the halls during a meal and an activity to see whether residents look engaged or idle, and ask to speak with a current resident's family. Before you commit, confirm whether the AHCA license is Standard, ECC, or LNS, since that determines how long your parent can remain as their needs grow.
Is Hearthstone Wildwood the right fit?
Assisted living fits an older adult who needs daily help — bathing, dressing, medication reminders, meals — but does not require round-the-clock skilled nursing. It's the most common first move when living alone stops being safe. Hearthstone Wildwood is licensed for this level of care in Oxford; whether it's right for your parent depends on their specific needs, budget, and preferences. A free advisor can compare it head-to-head with other licensed Oxford-area options.
What's typically included at a assisted living like this
Usually included: housing, three meals daily, 24/7 awake staff, housekeeping, laundry, scheduled transportation, social and wellness programming, and a basic care plan. Typically billed separately: medication management above a basic tier, two-person transfers, incontinence care, on-site hospice coordination, and one-on-one aide hours. Ask Hearthstone Wildwood for an itemized monthly rate sheet so you can compare it honestly against other Oxford options.
Questions to ask when you tour Hearthstone Wildwood
- How fast can staff respond to a call button at night?
- What would trigger a move to a higher care level?
- What's the true all-in monthly cost for our parent's needs?
- How are falls and med changes communicated to family?
- How long have caregivers worked here on average?
Common questions about Hearthstone Wildwood
Is Hearthstone Wildwood licensed in Florida?
How many beds does Hearthstone Wildwood have?
What does it cost?
How The Villages families actually pay for care
Very few families cover senior care from a single source. In The Villages, the typical plan layers several of these, often shifting over a multi-year stay:
- Personal savings & Social Security. Most Central Florida families self-fund the first 12–24 months from savings, pensions, and monthly Social Security before tapping other sources.
- Long-term-care insurance. If a policy is in force, it can cover a large share of assisted living or home care — check the elimination period and daily benefit cap.
- VA Aid & Attendance. Eligible wartime veterans and surviving spouses can receive roughly $1,800–$2,900/month toward care — a major lever in a metro with the Orlando VA Medical Center at Lake Nona.
- Florida SMMC Long-Term Care Medicaid. Florida's Statewide Medicaid Managed Care Long-Term Care waiver covers personal care and many community-based services for those who qualify by income and assets; there is often a wait list.
- Home equity. Selling the family home or a reverse mortgage frequently funds sustained care once a parent has moved.
- Family cost-sharing. Siblings often split the monthly gap; a written agreement keeps it fair and durable.
Because The Villages assisted living can run into the thousands per month, mapping the funding plan early — before a crisis — often saves a family tens of thousands of dollars. A free local advisor can tell you which of these you qualify for and which The Villages communities accept the SMMC waiver.
Florida programs worth knowing about
In Florida, senior-care facilities are licensed and inspected by the Agency for Health Care Administration (AHCA) — verify any license and inspection history free at quality.healthfinder.fl.gov. Service funding flows through the Department of Elder Affairs and the local Area Agency on Aging; Central Florida's is the Senior Resource Alliance (Orange, Osceola, Seminole, Brevard), with Elder Options serving The Villages and Sumter County. Long-term-care help runs through SMMC Long-Term Care Medicaid, and the Long-Term Care Ombudsman plus the Florida Abuse Hotline protect residents. Our advisors help families use all of these at no cost.
How we help with Hearthstone Wildwood
Orlando Senior Advisor gives Oxford families a no-cost way to evaluate communities like Hearthstone Wildwood. We check the license, weigh it against other licensed options in the Oxford area on price and care level, and remain available all the way through the move. Only communities where you actually move in pay us a referral fee — you're never charged, and we'll still point out strong options that don't pay us anything. Consider us a knowledgeable local second opinion.
About this page: the facility facts above come from current Florida AHCA / FloridaHealthFinder licensing data. We don't publish unverified reviews or ratings — we share the public record and help you evaluate the community in person. Confirm the current license at quality.healthfinder.fl.gov before you sign anything.